http://nevada.choosewindermere.com/en-usMon, 19 Jul 2010 17:07:00 GMT10GDRSSFeeds v1.0http://nevada.choosewindermere.com/blog/2010/07/19/windermere-is-taking-applications-for-community-service-day-project<span style="font-family: arial; font-size: 12px; "> <h1>Windermere Community Service Day</h1> <div style="font-family: arial; font-size: 12px; clear: both; "></div> <div id="ci152278a" style="font-family: arial; font-size: 12px; width: 580px; height: auto; text-align: left; margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; "><span style="font-size: 14pt; "> <div style="font-family: arial; font-size: 12px; "><strong><br /> </strong><img src="http://windermeregivesback.com/images/CSD_NoDate_Logo.jpg" align="left" alt="" width="200" height="77" style="font-size: 36pt; " /></div> <div style="font-family: arial; font-size: 12px; "><strong>Our work is not about houses. It's about people.</strong></div> <div style="font-family: arial; font-size: 12px; "></div> </span> <div style="font-family: arial; font-size: 12px; ">&nbsp;</div> We're in the business of selling houses. But more importantly, we're helping people<br /> find a place they can call home. Our commitment to service extends beyond each real&nbsp;estate transaction. Every year since 1984, Windermere associates have skipped work&nbsp;for a day to complete neighborhood improvement projects.<br /> <div style="font-family: arial; font-size: 12px; ">&nbsp;</div> <div style="font-family: arial; font-size: 12px; ">Not only is Community Service Day a great opportunity to give back to the</div> communities where we live and work, it also gives us a chance to work together. We<br /> clean, landscape and repair parks, playgrounds, schools, shelters and community<br /> buildings. Each office selects a project that best serves its community needs.<br /> <div style="font-family: arial; font-size: 12px; ">&nbsp;</div> <div style="font-family: arial; font-size: 12px; ">After all, real estate is rooted in our communities. And an investment in our</div> neighborhoods gives us all a better place to call home.<br /> <div style="font-family: arial; font-size: 12px; ">&nbsp;</div> <div style="font-family: arial; font-size: 12px; ">Past projects have included cleaning, landscaping, painting and light carpentry to</div> benefit senior citizens centers, facilities for physically and mentally challenged<br /> children and adults, public schools, low income housing and emergency shelters,<br /> among others.<br /> <div style="font-family: arial; font-size: 12px; ">&nbsp;</div> <div style="font-family: arial; font-size: 12px; ">Community Service Day has been recognized by several local and national</div> organizations for its community improvement projects. The City of Las Vegas<br /> recognized Windermere Real Estate with a Windermere Proclamation Day for October<br /> 15, 2008, for all the volunteer hours that has been served in Las Vegas.<br /> <div style="font-family: arial; font-size: 12px; ">&nbsp;</div> <div style="font-family: arial; font-size: 12px; ">Windermere is currently taking applications for a community project to be held on our</div> 2010 Community Service Day, Friday, October 15th, 2010. The criteria for the project<br /> must include the following:<br /> <ul> <li style="font-size: 12px; font-family: Arial, Helvetica, Verdana, Geneva, Swiss, SunSans-Regular; font-style: normal; font-weight: normal; ">The project shall be completed on Friday, October 15, 2010 between the hours of 9:00am-4:00pm. (Times may vary depending on the project)</li> <li style="font-size: 12px; font-family: Arial, Helvetica, Verdana, Geneva, Swiss, SunSans-Regular; font-style: normal; font-weight: normal; ">The project will need to accommodate between 20-80 volunteers</li> <li style="font-size: 12px; font-family: Arial, Helvetica, Verdana, Geneva, Swiss, SunSans-Regular; font-style: normal; font-weight: normal; ">The project will need to be detailed and include any materials needed for the project</li> </ul> Please complete the on-line application by August 31st. Finalist will be selected and<br /> notified. A site visit and interview will be conducted and the final decision will be<br /> made by Friday September 10th.<br /> </div> <div style="font-family: arial; font-size: 12px; clear: both; "></div> <div id="ci152279a" style="font-family: arial; font-size: 12px; width: 580px; height: auto; text-align: left; margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; "><strong><a target="_blank" href="http://nevada.choosewindermere.com/index.cfm/page/84118/parent/40997/Windermere_Community_Service_Day_-_Application.html" style="text-decoration: none; "></a><a href="http://nevada.choosewindermere.com/index.cfm/page/84118/parent/40997/Windermere_Community_Service_Day_-_Application.html">Windermere Community Service Day Application - click here to fill-out and submit online.</a></strong></div> </span><P><a href="http://nevada.choosewindermere.com/blog/2010/07/19/windermere-is-taking-applications-for-community-service-day-project" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/07/19/windermere-is-taking-applications-for-community-service-day-project#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/07/19/windermere-is-taking-applications-for-community-service-day-projectMon, 19 Jul 2010 17:07:00 GMThttp://nevada.choosewindermere.com/blog/2010/06/10/hopelink-receives-25000-from-windermere-agents<span style="font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 9px; color: #333333; "> <h3><span style="font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 9px; color: #333333; "><span style="font-family: Arial; "><span style="font-size: 12pt; "><span style="font-size: 10pt; "> <div><strong></strong></div> </span></span></span></span></h3> <span style="font-size: 10pt; "> <h3><span style="font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 9px; color: #333333; "><span style="font-family: Arial; "><span style="font-size: 12pt; "><span style="font-size: 10pt; "> <div><strong></strong></div> </span></span></span></span></h3> </span><span style="font-size: 10pt; "><span style="font-size: 10pt; "> <h3><span style="font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 9px; color: #333333; "><span style="font-family: Arial; "><span style="font-size: 12pt; "><span style="font-size: 10pt; "> <div></div> <span style="font-size: 12pt; "> <div><strong></strong></div> <span style="font-size: 10pt; "> <div><strong></strong></div> <span style="font-size: 12pt; "> <div><strong></strong></div> <span style="font-family: Arial; "> <div><span style="font-family: Arial; font-size: 15px; ">Windermere Owners Di Redman &amp; Robyn Yates hand HopeLink Check for $25,000</span></div> </span></span></span></span></span></span></span></span></h3> </span></span> <div><font face="Arial" size="4"><span style="font-size: 15px;"><br /> </span></font></div> <div>&nbsp;</div> <div><span style="font-family: Arial; font-size: 15px; "><img src="http://windermeregivesback.com/images/Foundation_Check_Presentation_June_9,_2010_023_01.jpg" width="150" align="left" alt="" height="112" />Windermere Anthem Hills &amp; Windermere Prestige Properties presented Hopelink with a check for $25,000 today! Owners Di Redman and Robyn Yates presented the check to Executive Director D</span></div> <div><span style="font-family: Arial; font-size: 15px; ">aniele Dreitzer and Board President Wanda Shumar. &nbsp;Daniele exclaimed that with this donation they will be able to assist families for the next 75 weeks!&nbsp;</span></div> <div> <h3><span style="font-size:11.0pt;font-family:Arial;color:#333333;font-weight: normal">Sandy Durgin, Representative for Harry Reid presented Windermere offices, Anthem Hills, Prestige Properties Green Valley and Prestige Properties Summerlin with certificates to honor and&nbsp;acknowledge the hard work and generosity of all agents for their contribution.</span></h3> <h3><span style="font-size:11.0pt;font-family:Arial;color:#333333;font-weight: normal">Councilwoman Geri Schroeder was in attendance and spoke of how the donation will not only help Hopelink and all their work, but other agencies that work in conjunction with Hopelink.</span></h3> <h3><span style="font-size:11.0pt;font-family:Arial;color:#333333;font-weight: normal">Panera Bread donated their famous cookies and coffee for all in attendance.</span></h3> <p>&nbsp;</p> </div> </span><P><a href="http://nevada.choosewindermere.com/blog/2010/06/10/hopelink-receives-25000-from-windermere-agents" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/06/10/hopelink-receives-25000-from-windermere-agents#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/06/10/hopelink-receives-25000-from-windermere-agentsThu, 10 Jun 2010 16:13:00 GMThttp://nevada.choosewindermere.com/blog/2010/06/03/windermere-real-estate-to-donate-25000-to-hopelink<p style="text-align: center" align="center"><em><span style="font-size: 14pt">Grant will enable nonprofit to continue fighting homelessness through 2011</span></em></p> <p>&nbsp;</p> <p>Robyn Yates, V.P. of Marketing for Windermere Real Estate, announced today the company's charitable foundation has selected Henderson Allied community Advocates, dba HopeLink, to receive its entire 2009 endowment, to put toward its homelessness prevention efforts. The $25,000 donation will be made official at a check presentation ceremony to be held at the non-profit organization's headquarters in Henderson, on June 9, 2010.</p> <p>The 2009 endowment of $25,000 came from Windermere agents.&nbsp;For every transaction a Windermere agent made in the Las Vegas valley, a fee was donated to the foundation.&nbsp;Windermere agents care about the community they live in.</p> <p>Established in Henderson in 1991, HopeLink focuses on preventing homelessness for families in crisis. For more than 18 years, the organization has worked to stabilize families and transition them back to permanent housing, through such services as emergency shelter, food pantry, transportation assistance and more.</p> <div>The grant from the Windermere Foundation will allow HopeLink to provide payment for approximately 75 weeks of temporary shelter for individuals and families on the brink of homelessness, as well as transportation assistance for clients in shelter and some administrative costs.</div> <div><br /> </div> <div>"We are so thankful to be receiving these funds. HopeLink's emergency shelter program is really geared to assist those who cannot be served by other programs, homeless individuals being discharged with medical conditions from hospitals, families who cannot be accommodated in other shelters, families with adult disabled children, and others who just can't be served in a typical environment," said Daniele Dreitzer, executive director of HopeLink. "We are seeing more and more families with children who just can't keep their homes with the current economic situation. It can take several weeks, and sometimes longer to get families stabilized and into other programs. These funds will enable us to serve families that need additional assistance for a longer period of time, with an eye towards long term stability."</div> <p>For the first time ever, Windermere's three Southern Nevada offices voted to combine their annual donations to the Windermere Foundation, for the purpose of awarding it to a single charity. Windermere held a call for submissions throughout the month of April, and Hopelink was among dozens of local non-profit organizations that applied to receive the grant.</p> <p>"Being in real estate, we put families in homes everyday," said Yates. "Through our donations to the Windermere Foundation, we are able to provide housing for in-need families in all of our communities. It is our way of showing how blessed we feel as a company to be in such a position to give back."&nbsp;</p> <p>The mission of the Windermere Foundation is to support homeless and low-income families. Nationally, non-profit agencies receiving Windermere Foundation dollars have furnished emergency and transitional housing, have subsidized costs for services such as health care, employment counseling, placement and training, day care, scholarships and much more. Contributions from Windermere agents combined with contributions from Windermere employees and the public have allowed the Windermere Foundation to distribute over $2 million annually in recent years to non-profit agencies dedicated to helping homeless and low-income families.</p> <p>The check presentation ceremony will be held from 3:30 to 4:30 p.m. on June 9, 2010, at 178 Westminster Way in Henderson. Refreshments will be served, courtesy of Panera Bread.</p> <p>&nbsp;</p><P><a href="http://nevada.choosewindermere.com/blog/2010/06/03/windermere-real-estate-to-donate-25000-to-hopelink" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/06/03/windermere-real-estate-to-donate-25000-to-hopelink#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/06/03/windermere-real-estate-to-donate-25000-to-hopelinkThu, 03 Jun 2010 22:35:00 GMThttp://nevada.choosewindermere.com/blog/2010/06/02/windermere-to-give-25000-to-hopelink<p>&nbsp;</p> <p align="center" style="text-align:center"><strong><span style="font-size:16.0pt">Windermere Real Estate to Donate $25K to HopeLink</span></strong></p> <p align="center" style="text-align:center"><em><span style="font-size:14.0pt">Grant will enable nonprofit to continue fighting homelessness through 2011</span></em></p> <p>&nbsp;</p> <p>Robyn Yates, V.P. of Marketing for Windermere Real Estate, announced today the company's charitable foundation has selected Henderson Allied community Advocates, dba HopeLink, to receive its entire 2009 endowment, to put toward its homelessness prevention efforts. The $25,000 donation will be made official at a check presentation ceremony to be held at the non-profit organization's headquarters in Henderson, on June 9, 2010.</p> <p>The 2009 endowment of $25,000 came from Windermere agents.&nbsp;For every transaction a Windermere agent made in the Las Vegas valley, a fee was donated to the foundation.&nbsp;Windermere agents care about the community they live in.</p> <p>Established in Henderson in 1991, HopeLink focuses on preventing homelessness for families in crisis. For more than 18 years, the organization has worked to stabilize families and transition them back to permanent housing, through such services as emergency shelter, food pantry, transportation assistance and more.</p> <div>The grant from the Windermere Foundation will allow HopeLink to provide payment for approximately 75 weeks of temporary shelter for individuals and families on the brink of homelessness, as well as transportation assistance for clients in shelter and some administrative costs.</div> <div><br /> </div> <div>"We are so thankful to be receiving these funds. HopeLink's emergency shelter program is really geared to assist those who cannot be served by other programs, homeless individuals being discharged with medical conditions from hospitals, families who cannot be accommodated in other shelters, families with adult disabled children, and others who just can't be served in a typical environment," said Daniele Dreitzer, executive director of HopeLink. "We are seeing more and more families with children who just can't keep their homes with the current economic situation. It can take several weeks, and sometimes longer to get families stabilized and into other programs. These funds will enable us to serve families that need additional assistance for a longer period of time, with an eye towards long term stability."</div> <p>For the first time ever, Windermere's three Southern Nevada offices voted to combine their annual donations to the Windermere Foundation, for the purpose of awarding it to a single charity. Windermere held a call for submissions throughout the month of April, and Hopelink was among dozens of local non-profit organizations that applied to receive the grant.</p> <p>"Being in real estate, we put families in homes everyday," said Yates. "Through our donations to the Windermere Foundation, we are able to provide housing for in-need families in all of our communities. It is our way of showing how blessed we feel as a company to be in such a position to give back."&nbsp;</p> <p>The mission of the Windermere Foundation is to support homeless and low-income families. Nationally, non-profit agencies receiving Windermere Foundation dollars have furnished emergency and transitional housing, have subsidized costs for services such as health care, employment counseling, placement and training, day care, scholarships and much more. Contributions from Windermere agents combined with contributions from Windermere employees and the public have allowed the Windermere Foundation to distribute over $2 million annually in recent years to non-profit agencies dedicated to helping homeless and low-income families.</p> <p>The check presentation ceremony will be held from 3:30 to 4:30 p.m. on June 9, 2010, at 178 Westminster Way in Henderson. Refreshments will be served, courtesy of Panera Bread.</p> <p>&nbsp;</p><P><a href="http://nevada.choosewindermere.com/blog/2010/06/02/windermere-to-give-25000-to-hopelink" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/06/02/windermere-to-give-25000-to-hopelink#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/06/02/windermere-to-give-25000-to-hopelinkWed, 02 Jun 2010 12:55:00 GMThttp://nevada.choosewindermere.com/blog/2010/04/09/windermere-to-give-25000-to-local-charity<p align="center" style="text-align:center"><strong><span style="font-size:16.0pt">Windermere Real Estate Kicks off Search </span></strong></p> <p align="center" style="text-align:center"><strong><span style="font-size:16.0pt">for Most Deserving Non-profit in Las Vegas</span></strong></p> <p align="center" style="text-align:center"><em><span style="font-size:14.0pt">One local organization to receive $25K grant for community outreach</span></em></p> <p>&nbsp;</p> <p>Windermere Real Estate's charitable foundation is now soliciting applications from local non-profit organizations to receive the companys entire 2010 endowment to put toward their community outreach efforts.</p> <p>Windermere Prestige Properties' Green Valley and Summerlin offices, along with Windermere Anthem Hills office voted to combine their 2010 contributions to the Windermere Foundation, with the purpose of donating it to a single charity. The total amount this year is $25,000, which was funded by a portion of the agent's commissions from each local Windermere sale for 2009.&nbsp;</p> <p>The deadline for filing for the grant is April 30, 2010. Organizations that wish to apply must be a registered nonprofit organization and be committed to helping homeless and low-income families in Southern Nevada. The application process can be completed online at <a href="http://www.choosewindermere.com/"></a><a href="http://www.choosewindermere.com">www.choosewindermere.com</a>.</p> <p>Of the submitted applications, Windermere will conduct call-in interviews with the organizations chosen as finalists. The final winner will be announced at a check presentation ceremony on June 1.</p> <p>"Windermere realizes the past couple of years have been economically challenging for the community, and this is our way of supporting an organization that supports those who have been most affected", said Yates. &nbsp;"We also encourage other community members to join us in growing this worthy effort, through both monetary donations and active community outreach."&nbsp;</p> <p>The mission of the Windermere Foundation is to support homeless and low-income families. Nationally, non-profit agencies receiving Windermere Foundation dollars have furnished emergency and transitional housing, have subsidized costs for services such as health care, employment counseling, placement and training, day care, scholarships and much more.&nbsp;</p> <p>Contributions from Windermere agents combined with contributions from Windermere employees and the public have allowed the Windermere Foundation to distribute over $2 million annually in recent years to non-profit agencies dedicated to helping homeless and low-income families.</p><P><a href="http://nevada.choosewindermere.com/blog/2010/04/09/windermere-to-give-25000-to-local-charity" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/04/09/windermere-to-give-25000-to-local-charity#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/04/09/windermere-to-give-25000-to-local-charityFri, 09 Apr 2010 15:27:00 GMThttp://nevada.choosewindermere.com/blog/2010/04/02/foreclosure-vs-short-sales<div>Homeowner Consequences</div> <div>&nbsp;</div> <div> <table cellspacing="2" cellpadding="2" width="500" border="0"> <tbody> <tr title="Homeowner Consequences" valign="middle" align="center" bordercolor="#993300" bgcolor="#ffffff" width="3"> <td>Issue&nbsp;&nbsp;&nbsp; </td> <td>Foreclosure</td> <td>Successful Short Sale&nbsp;</td> </tr> <tr> <td style="font-size: 10pt"> <p>&nbsp;Future Fannie Mae Loan-Primary Residence</p> </td> <td>A homeowner who loses a home to foreclosure is ineligible for a Fannie Mae-backed mortgage for a period of 5 years.</td> <td>A homeowner who successfully negotiates and closes a short sale will be eligible for a Fannie Mae-backed mortgahge after 2 years.</td> </tr> <tr> <td>Future Fannie Mae Loan-Non Primary Residence</td> <td>An investor who allows a property to go to forewclosure is inelligible for a Fannie Mae-backed investment mortgage for a period of 7 years.&nbsp;&nbsp;&nbsp;</td> <td>An investor who successfully negotiates and closes a short sale will be eligible for a Fannie Mae-backed investment mortgage after 2 years.</td> </tr> <tr> <td>Credit Score&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</td> <td>Score may be lowered anywhere from 250 to more than 300 points.&nbsp; Typically will affect a credit score for over 3 years.</td> <td>Late payments on mortgage will show, and after sale, mortgage is normally reported as "paid as agreed," paid as negotiated," or "settled."&nbsp; This can lower the score as little as 50 points if all other payments are being made.&nbsp; A short sale's effect can be as brief as 12 to 18 months.</td> </tr> <tr> <td>Credit History</td> <td>Foreclosure will remain as a public record permanently, and on a person's credit history for 10 years or more.</td> <td>A short sale is not reported on a credit history.&nbsp; There is no specific reporting item for "short sale."&nbsp; The loan is typically reported "paid in full, settled."</td> </tr> </tbody> </table> </div> <div>&nbsp;</div><P><a href="http://nevada.choosewindermere.com/blog/2010/04/02/foreclosure-vs-short-sales" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/04/02/foreclosure-vs-short-sales#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/04/02/foreclosure-vs-short-salesFri, 02 Apr 2010 17:06:00 GMThttp://nevada.choosewindermere.com/blog/2010/02/24/home-affordable-foreclosure-alternatives-hafa<div>The Home Affordable Foreclosure&nbsp;Alternative will launch on April 5, 2010.&nbsp;&nbsp; Homeowners struggling to sell their homes in a short sale are getting some relief, thanks to the federal government's HAFA program.&nbsp; </div> <div>&nbsp;</div> <div>Up until now, many short sales - in which the lender accepts a sale of the property for less than the full amount owed - have taken months to complete.&nbsp; Sometimes, the complex and lengthy process has failed, resulting in foreclosure.</div> <div>&nbsp;</div> <div>Prior to the HAFA program, homeowners listed their homes for sale without any idea if the lender holding their note (or notes) would accept the short sale.&nbsp; </div> <div>&nbsp;</div> <div>Under the Home Affordable Foreclosure Alternative program, borrowers receive the preapproved short sale terms from the lender prior to putting the home on the market.&nbsp; The updated short sale guidelines establish easy to understand process with pre-defined steps that make it easier for everyone to understand.</div> <div><strong>&nbsp;</strong> <div><strong>Eligibility Requirements</strong></div> </div> <div><u></u>&nbsp;</div> <div>The HAFA guidelines apply to lenders who voluntarily participate in the HAMP (Home Affordable Modification Program). &nbsp;The <YGG:ENTITY id="t1" ref="#TNIh0HT73BGcQT93XWfsEA">Department of Housing and Urban Development</YGG:ENTITY> says more than 100 servicers have signed up to participate in HAMP, covering more than 89 percent of mortgage debt outstanding in the country<u>.</u> <div>&nbsp;</div> To be eligible for HAFA, homeowners must first apply for a loan modification through the <a href="http://makinghomeaffordable.gov/" target="_blank" rel="nofollow">Home Affordable Modification Program</a>, or HAMP. Owners who do not qualify for a loan modification or miss payments during the initial loan modification period qualify for HAFA.<br /> </div> <div>&nbsp;</div> <div><strong>Property and Homeowner Requirements.</strong> <div> <ul> <li>Property is principal residence.</li> <li>Mortgage originated before Jan. 1, 2009.</li> <li>Mortgage is owned or guaranteed by <YGG:ENTITY id="t2" ref="#xE1c9hH23BGXl8h4XWfsEA">Fannie Mae</YGG:ENTITY> or <YGG:ENTITY id="t3" ref="#lt9c9hH23BGXl8h4XWfsEA">Freddie Mac</YGG:ENTITY>.</li> <li>Borrower is delinquent or default is foreseeable.</li> <li>Homeowner demonstrates hardship.</li> <li>Borrower's total monthly housing payment exceeds 31 percent of gross income.</li> <li>Unpaid principal does not exceed $729,750. </li> </ul> <p class="hide">&nbsp;According to HAFA rules, lenders now must offer a short sale in writing to the borrower within 30 days if the borrower does not qualify for or complete a loan modification. Borrowers then must respond within 14 days to the lender's short sale agreement.</p> <p>&nbsp;When a purchase offer is made, borrowers must submit the sales contract to the lender within three days, along with the buyers' mortgage preapproval and the status of negotiations with other lien holders on the seller's property.</p> <p>Finally, lenders must approve or deny the contract within 10 days.</p> <p>HAFA rules also state that lenders must release borrowers from the obligation to repay the difference between the sales price and the loan amount. <strong>No deficiency judgments are allowed for a first or second loan. </strong> <h2 style="font-size: 12pt"><span style="font-size: 10pt">In the past, short sales were especially difficult for homeowners with more than one loan on their home, since the home sale typically repaid only the first mortgage. HAFA's financial incentives include a payment of up to $3,000 for second mortgage holders</span>. </h2> <p>&nbsp;</p> <p>Other HAFA financial incentives include $1,000 to loan servicers to cover administrative fees, up to $1,000 for mortgage investors who agree to share short sale proceeds&nbsp;with second lien holders and $1,500 to the homeowners for relocation.</p> <p>The moving expense allocation acts as an incentive for them to stay in the property until the short sale goes through.&nbsp;&nbsp;<span class=" href_cetemp=" ?><cite><cite><cite><cite></p> </cite></cite></cite></cite></span></div> </div><P><a href="http://nevada.choosewindermere.com/blog/2010/02/24/home-affordable-foreclosure-alternatives-hafa" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/02/24/home-affordable-foreclosure-alternatives-hafa#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/02/24/home-affordable-foreclosure-alternatives-hafaWed, 24 Feb 2010 21:20:00 GMThttp://nevada.choosewindermere.com/blog/2010/02/10/short-sale-approvals-by-banks-increase-dramatically-while-foreclosures-slide<div>Las Vegas and Clark County lead the country in Short Sales. &nbsp;In January of 2009 approved short sales were less than 200 properties. &nbsp;By January of 2010 approvals were over 700 a month.&nbsp;</div> <div><br /> </div> <div>In early 2009 Short Sales averaged 7 to 8 percent of the total home closings. &nbsp;By end of year that percentage had increased to nearly 25% of the total market of closings.</div> <div><br /> </div> <div>There has been a dramatic decrease in foreclosure activity in Las Vegas. &nbsp;With the Federal Treasury putting pressure on Banks to either offer loan modifications or approve short sales, banks are foreclosing on fewer properties. &nbsp;The Treasury Department is offering incentives on short sales by providing a $2,500 subsidy, $1,000 to the servicer and $1,500 to the seller for moving expenses. &nbsp;In addition investors can get $1,000 by allowing subordinate lenders to get $3,000 in proceeds from the sale. &nbsp;The program is effective April 5th but servicers can implement it earlier.</div> <div><br /> </div> <div>It is costly for lenders to go through the legal process of foreclosing. &nbsp; Short Sales are so much better for neighborhoods. &nbsp;Sellers selling their home on a short sale are generally still living in and caring for the home during the marketing and closing process. &nbsp;This enhances the neighborhood because that Short Sale is one less foreclosure in the community.</div> <div><br /> </div> <div>Banks have really gotten organized in the past year to more effectively process and handle these Short Sales. &nbsp;Many Banks have pulled Asset Managers from their Foreclosure departments and moved them to their Loss Mitigation (Short Sale) departments as Negotiators. &nbsp;In addition Banks have moved the entire process from a pen and paper system to the same on line transaction systems that they are using to process their Foreclosures.&nbsp;</div> <div><br /> </div> <div>In general a Short Sale is a more acceptable solution to most lenders than foreclosure. &nbsp; Working with the bank to find a solution through Short Sale rather than walking away from the property demonstrates &nbsp;higher level of cooperation.</div> <div><br /> </div> <div>Homeowners should consult their attorney and Certified Public Accountant to review the potential consequences of Short Sale and Foreclosure. &nbsp;Windermere Real Estate has partnered with Distressed Property Consultants an attorney backed Short Sale processing firm that works in concert with the professional Windermere agent and provides attorneys to represent the homeowner to advise the seller and negotiate with the lender to minimize and/or alleviate deficiency judgments and promissory notes.&nbsp;</div> <div><br /> </div> <div>For more information go to: &nbsp; www.choosewindermere.com/Nevada/Short Sales&nbsp;</div> <div>&nbsp;</div> <div>&nbsp;</div><P><a href="http://nevada.choosewindermere.com/blog/2010/02/10/short-sale-approvals-by-banks-increase-dramatically-while-foreclosures-slide" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/02/10/short-sale-approvals-by-banks-increase-dramatically-while-foreclosures-slide#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/02/10/short-sale-approvals-by-banks-increase-dramatically-while-foreclosures-slideWed, 10 Feb 2010 22:04:00 GMThttp://nevada.choosewindermere.com/blog/2010/01/19/what-is-earnest-money-how-do-i-get-it-back-if-there-is-a-dispute<div align="justify">Well, earnest money is the money you would put down to demonstrate your seriousness about buying that home. In order to prove your seriousness the earnest money must be large enough to demonstrate good faith and is usually between 1-5% of the purchase price (though the amount can vary with local customs and conditions). </div> <ul> <li> <div align="justify">If your offer is accepted, the earnest money becomes part of your down payment or closing costs</div> </li> <li> <div align="justify">If the offer is rejected, your money is returned to you</div> </li> <li> <div align="justify">If you back out of a deal, you may forfeit the entire amount</div> </li> <li> <div align="justify">If either party refuses to execute the nessecary documents required to release the earnest money (See NRS645a.175 3.(a) very interesting )</div> </li> </ul> <p align="justify"><img border="0" hspace="10" alt="" vspace="10" align="right" src="http://utah.choosewindermere.com/images/woman_arguing1245421967.jpg" width="130" height="195" />*** NRS 645A.175&nbsp; Duty to execute documents necessary to release money deposited in escrow; exception for good faith disputes; recovery of damages for failure to execute; award of attorney’s fees.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1.&nbsp; Except as otherwise provided in subsection 2 or in the escrow agreement between the parties and the holder of the escrow, upon the close of an escrow for the sale of real property or on the date the escrow is scheduled to close if it has not closed, each party shall execute the documents necessary to release the money deposited in the escrow.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2.&nbsp; A party may refuse to execute a document necessary to release the money deposited in the escrow only if a good faith dispute exists concerning that money.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <span style="background-color: #ffff99">3.&nbsp; Except as otherwise provided in NRS 645.8701 to 645.8811, inclusive, if a party refuses to execute a document necessary to release the money deposited in the escrow within 30 days after the holder of the escrow makes a written request for the execution, the party injured by the failure of the other party to execute the document may collect from that party:<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (a) Actual damages of not less than $100 nor more than 1 percent of the purchase price of the real property for which the money was deposited in the escrow, whichever is greater;<br /> </span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (b) The money deposited in the escrow which was not held to resolve a good faith dispute concerning the sale of the property; and<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (c) A reasonable attorney’s fee.<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Added to NRS by 1995, 1527; A 1999, 1180)</p><P><a href="http://nevada.choosewindermere.com/blog/2010/01/19/what-is-earnest-money-how-do-i-get-it-back-if-there-is-a-dispute" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2010/01/19/what-is-earnest-money-how-do-i-get-it-back-if-there-is-a-dispute#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2010/01/19/what-is-earnest-money-how-do-i-get-it-back-if-there-is-a-disputeTue, 19 Jan 2010 11:36:00 GMThttp://nevada.choosewindermere.com/blog/2009/11/26/take-back-your-power<div>&nbsp;&nbsp; </div> <p><strong>It is time to let go of the economy and take control of your existence</strong>.&nbsp;You can either give away your power to; the economy, the market or the story of the day.&nbsp;Giving away personal power is giving away your control, hope and happiness.&nbsp;There is always a story for why things aren't&nbsp;going well.&nbsp;Today, this moment, take your power back!</p> <p>&nbsp;Personal power is the ability to achieve what you want.&nbsp;More than anything else, it is personal power that brings you success and happiness.&nbsp;There have been some that have felt powerless in the economic climate of the past months.</p> <p>&nbsp;Power is a multi-faceted concept.&nbsp;You experience a sense of personal power when you feel in control of your life.&nbsp;Power is the ability to achieve goals.&nbsp;It is also the ability to influence others.&nbsp;Considerable power comes from the ability to communicate.&nbsp;Power includes enthusiasm and optimism.&nbsp;Your energy level is related to your power.&nbsp;You have personal power when you are the master of your destiny.&nbsp;Power is related to self-esteem and confidence.&nbsp;The freer you are, the more you tend to experience your power.</p> <div style="margin: 0in 0in 0pt" align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<span style="color: #000000"><span style="color: #000000">&nbsp;<span style="color: #008000"><span style="color: #008000">&nbsp;<span style="color: #000000">&nbsp;<span style="font-size: 10pt; color: #000000"><span style="font-size: 12pt">&nbsp;</span><span style="font-family: Symbol"><span style="font-size: 12pt"><span style="font-size: 10pt">&#183;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <span style="font-size: 10pt">We give away our power&nbsp;-&nbsp;people can't take it without our perrmission</span></span></span></span> <div><span style="font-size: 12pt"><span style="font-size: 10pt"><span style="font-size: 10pt">&nbsp;&nbsp;&nbsp;</span></span></span></div> </span><span style="font-family: Symbol"><span style="font-size: 12pt"><span style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#183;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;</span></span></span></span></span></span></span></span></span></span><span style="color: #008000"><span style="color: #008000"><span style="color: #000000"><span style="color: #000000"><span style="font-size: 12pt"><span style="font-size: 10pt"><span style="font-family: Symbol"><span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp; </span></span>We allow people and things to have an unhealthy level of control and influence in our life </span></span></span></span></span></span></div> <p style="margin-left: 0.5in; text-indent: -0.25in" align="left"><span style="color: #008000"><span style="color: #008000"><span style="color: #000000"><span style="color: #000000"><span style="font-size: 12pt"><span style="font-size: 10pt"><span style="font-family: Symbol">&#183;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Getting angry, bitter and/or resentful at others will fix nothing.</span></span></span></span></span></span></p> <p style="margin-left: 0.5in; text-indent: -0.25in" align="left"><span style="color: #008000"><span style="color: #008000"><span style="color: #000000"><span style="color: #000000"><span style="font-size: 12pt"><span style="font-size: 10pt"><span style="font-family: Symbol">&#183;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Positive change starts with awareness, understanding and acknowledgement </span></span></span></span></span></span></p> <p style="margin-left: 0.5in; text-indent: -0.25in" align="left"><span style="color: #008000"><span style="color: #008000"><span style="color: #000000"><span style="color: #000000"><span style="font-size: 12pt"><span style="font-size: 10pt"><span style="font-family: Symbol">&#183;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The situation will change when you change.&nbsp;</span></span></span></span></span></span></p> <p><span style="color: #008000"><span style="color: #008000"><span style="font-size: 12pt"><span style="font-size: 10pt">&nbsp;</span></span></span></span></p> <div><strong><em><span style="font-size: 16pt">Take back your personal Power by following these steps:</span> <div>&nbsp;</div> </em></strong><strong><span style="color: black">1.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style="color: black">Challenge Yourself.&nbsp;</span><span style="color: #ff6600">&nbsp;</span></strong>All too often our desire to live a comfortable, painless, easy and safe existence (all things driven by fear) is the very thing that kills our potential, our productivity, our ability to develop and ultimately, our spirit. In order to take back your power you will need to be courageous.&nbsp;Being courageous is a choice.&nbsp;Be prepared to be uncomfortable and understand that is part of the growth process and part of taking back your power.&nbsp;&nbsp; Personal power is doing what you need to do to make your dreams come true.&nbsp;Many times this means doing something different than you are doing now!&nbsp; Otherwise you will keep getting the same results!</div> <div align="left">&nbsp;</div> <div align="left"><strong><span style="color: black">2.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style="color: black">Face your fears.</span></strong> You can never take back your power until you confront the things that scare you. Being fearful does not represent weakness but rather humanity.&nbsp;Fear is something we can use for our personal development.&nbsp;Fear is personal.&nbsp;We all have our own personal fears.&nbsp;Today choose two of those fears to face.&nbsp;These fears can range from learning a new technology to bungee jumping.&nbsp;</div> <div align="left">&nbsp;</div> <div align="left"><strong><span style="color: black">3.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong>Substitute gratitude for envy</strong>.&nbsp;There is always someone or something that is bigger and better. This is a losing game.&nbsp;Focus on gratitude for all that you have been blessed with; health, friendship, professional associates and peace.&nbsp;The only antidote for envy is appreciation.</div> <p align="left">&nbsp;<strong><span style="color: black">4.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong>Take control of your health</strong>.&nbsp;Exercise.&nbsp;The kind of exercise that empowers you is the kind that lets mind and body sing together as one.&nbsp;Find the exercise that induces a positive mental state and that is enjoyable to you.&nbsp;Maybe walking is empowering to you because you are expanding the scope of your surroundings.&nbsp;Yoga can bring tone and strength to mind and body.&nbsp;For some it is a game of tennis or golf.&nbsp;</p> <p align="left">&nbsp;<strong><span style="color: black">5.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong>Get Inspired and Inspire others.</strong>&nbsp;Surround yourself with others who inspire and challenge you.&nbsp;Working together with like minded committed and inspired individuals is exciting and productive.&nbsp;</p> <p style="margin-left: 0.5in; margin-right: 0.5in" align="left">"Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, It is the only thing that ever has."</p> <div align="left"><cite>Margaret&nbsp;Mead</cite> <div>&nbsp;</div> <strong><span style="color: black">6.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style="color: black">Enhance and protect your brand&nbsp; </span></strong>&nbsp;Associate with people, organizations, situations and products that enhance your reputation and that are <strong><em>visionary</em></strong>.&nbsp;&nbsp; In the professional world your brand is your power.&nbsp;Your company brand should empower you with the latest tools, technology and marketing to enhance your business.&nbsp;</div> <p align="left"><strong>7. Keep re-inventing yourself</strong>.&nbsp;Being stagnant and inflexible in a dynamic world is a sure-fire way to become redundant, unnecessary and powerless. While your core values, beliefs and standards might remain constant, it is important that you continue to adapt</p> <p align="left">"&nbsp;<span style="font-size: 10pt; font-family: Verdana">Be thankful for what you have; you'll end up having more. If you concentrate on what you don't have, you will never, ever have enough.</span> "<br /> <span style="font-size: 10pt; font-family: Verdana"><a href="http://www.brainyquote.com/quotes/quotes/o/oprahwinfr163087.html"><span style="letter-spacing: 0pt">Oprah Winfrey</a></span></span></p> <p align="left">&nbsp;</p><P><a href="http://nevada.choosewindermere.com/blog/2009/11/26/take-back-your-power" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/11/26/take-back-your-power#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/11/26/take-back-your-powerThu, 26 Nov 2009 18:07:00 GMThttp://nevada.choosewindermere.com/blog/2009/10/21/2009-community-service-day<div align="justify"><img border="0" hspace="10" alt="" vspace="10" align="right" src="http://windermeregivesback.com/images/Community_Service_Day_01.jpg" width="232" height="104" /><br /> More than 30 members of Windermere Anthem Hills &amp; Windermere Prestige Properties adopted a major geological site on the east side of Las Vegas October 16, as part of our Annual Community Service Day initiative. </div> <p align="justify">This year's project consisted of a cleanup effort at the Great Unconformity, a geological site at the base of the Frenchman (Sunrise) Mountain. It is called the Great Unconformity because it represents a 1.2 billion-year gap&nbsp;- about one-fourth of the Earth's geologic history&nbsp;- which appears to missing between the rock layers.</p> <p align="justify">For years, the site was plagued by illegal dumping and vandalism, but efforts such as Windermere's have greatly restored the area since the mid-1990s.&nbsp; Windermere agents completely filled a construction dumpster with litter, carpet, glass and bits of furniture.<br /> &nbsp;&nbsp;<br /> Panera Bread ("The District" location) donated breakfast for all the volunteers.&nbsp; Bagels, pastries and fresh coffee was served.&nbsp; A big thank you to Panera Bread!</p> <p align="justify"><img border="0" hspace="10" alt="" vspace="10" align="left" src="http://windermeregivesback.com/images/Community_Service_Day_2009_032.jpg" width="250" height="174" />Windermere's Community Service Day:&nbsp; Making our neighborhoods better places to live, was established in 1984.&nbsp; All Windermere agents and staff dedicate one day each year to work together on neighborhood improvement projects.&nbsp; Community Service Day is a great opportunity to give back to the communities where we live and work, and gives us a chance to work together.</p> <p align="justify">Because of Windermere's leadership role, similar programs have been adopted by real estate firms across the country.</p> <p align="justify">Since the conception of Community Service Day, Windermere associates and staff have volunteered more than a half million hours of service to help improve our communities.&nbsp; We at Windermere are committed to continuing this tradition and expanding the positive impact it can have on the communities we share. <br /> </p><P><a href="http://nevada.choosewindermere.com/blog/2009/10/21/2009-community-service-day" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/10/21/2009-community-service-day#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/10/21/2009-community-service-dayWed, 21 Oct 2009 11:32:00 GMThttp://nevada.choosewindermere.com/blog/2009/10/05/the-phone-every-real-estate-agent-should-buy<div align="justify"><span style="font-size: 12pt">MY PERSONAL RECOMMENDATION, THE&nbsp;HTC PRO2 (<a style="font-size: 12pt" href="http://www.htc.com/us/product/t-mobiletouchpro2/VideoPlayer.html" target="_blank">Watch the Video</a>)<br /> </span><br /> </div> <div align="justify"><img border="0" alt="" align="right" src="http://utah.choosewindermere.com/images/Verizon-HTC-Touch-Pro2-official.jpg" width="225" height="225" /></div> <div align="justify">The HTC PRO 2&nbsp;is possibly the most highly anticipated Windows Mobile device of all time. It marks the return of the tilting screen made popular by the HTC TyTN II (and its many variants such as the AT&amp;T Tilt), plus the debut of some new technologies out of HTC that should very much appease the Windermere Real Estate professional. Introducing the HTC Touch Pro2. Form meets function. They tilt. A smart design, a speedy connection, and a big, bright touch screen that tilts. This is the smartphone you've been waiting for. The Touch Pro2's commanding design offers a 3.6 vibrant tilting touch screen. Slide out your screen to reveal a full-size keyboard to make email and texting faster. </div> <p align="justify">The Touch Pro2 offers seamless integrated features that enable you to stay connected, informed, and in control&nbsp;with one touch. Put people at the center of your communication access all their calls, SMS, emails, and even status updates right from their contact card. Windows Mobile lets you manage your Word, Excel, and PowerPoint documents on the go. With</p> <div align="justify">HTC's Straight Talk, you can turn your device into a professional quality speakerphone by the simple act of flipping it over.</div> <div align="justify">&nbsp;</div> <div align="justify">It's not all business with the Touch Pro2 with instant access to YouTube videos and the ability to take and send video and pictures with a 3.2 megapixel camera, you'll find endless entertainment.<br /> </div> <div align="center">...(Continued)...</div><P><a href="http://nevada.choosewindermere.com/blog/2009/10/05/the-phone-every-real-estate-agent-should-buy" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/10/05/the-phone-every-real-estate-agent-should-buy#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/10/05/the-phone-every-real-estate-agent-should-buyMon, 05 Oct 2009 14:53:00 GMThttp://nevada.choosewindermere.com/blog/2009/08/30/short-sales-what-everyone-needs-to-know<div style="color: red"><strong style="font-size: 12pt">SHORT SALES - WHAT EVERYONE NEEDS TO KNOW</strong></div> <div>&nbsp;</div> <div><strong style="font-size: 10pt">Summary Data on Short Sales</strong></div> <div>&nbsp;</div> <ul> <li>Short Sales are About 15% of National Housing Market</li> <li>First-Time buyers are nearly half of Short Sale Buyers</li> <li>Short Sale Properties sell at 15 - 20% less than non-distressed properties</li> <li>Expect 2 Months for "yes" or "No" response to offers</li> <li>Three offers for every completed short sale</li> <li>Expect an Average of 4 Months on market</li> <li>5% total commission is most common; 6% does happen</li> </ul> <p><span style="color: #ff0000"><span style="color: #ff0000"><strong><em>What should Homeowners who have challenges meeting mortgage payments do?</em></strong></span></span></p> <ul> <li> <div style="color: red"><span style="color: red"><span style="color: #000000">Homeowners having difficulty making their mortgage payments should talk to their mortgage servicer or a housing counselor as early as possible.</span></span><span style="color: red"><span style="color: #000000"><span style="color: #000000">The servicer may not be the same company that originated the homeowners mortgage.</span></span></span></div> </li> <li> <div style="color: red"><span style="color: red"><span style="color: #000000"><span style="color: #000000">The servicer will work with their customers to find viable alternatives to foreclosure where possible.</span></span></span></div> </li> <li> <div style="color: red"><span style="color: red"><span style="color: #000000"><span style="color: #000000">A servicer may own the loans they service and/or service the loans for investors so the ultimate decision as to what alternatives can be provided may not be up to the servicer.</span></span></span></div> </li> </ul> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><strong><em><span style="text-decoration: underline"><span style="color: #000000"><span style="color: #000000"><strong><em><span style="color: #ff0000"><strong><em><span style="color: #ff0000; text-decoration: underline"><strong><em>What is a Short Sale?</em></strong> </div> <div style="color: red">&nbsp;</div> <ul> <li> <div style="color: red"></em></strong></span></span></em></strong></span></span></span></em></strong></span><span style="color: #000000"><span style="color: #000000">A short sale is a program that allows homeowners to sell the home for less than the amount owed on the mortgage.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Homes are sold at fair market value and the proceeds are used as payment in full on the mortgage.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Borrowers must qualify to be considered for a short sale.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Qualification does not guarantee short sale approval.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Note:&nbsp; A promissory note for debt not covered by the sale may be required by some investors or, junior lien holders to agree to the short sale.</span></span></div> </li> </ul> <div style="color: red">&nbsp;</span><strong><em>Homeowner options include</em></strong>:</div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Refinancing</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Repayment plans</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Loan modifications</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Short sales</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">and other options</span></span></div> </li> </ul> <div style="color: red"><span style="color: #000000"></span>&nbsp;</div> <div style="color: red"><span style="color: #000000"></span>&nbsp;</div> <div style="color: red"><strong><em>Why are there short sales?</em></strong></div> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Homeowners have an involuntary hardship and can no longer afford their monthly mortgage payments.</span></span></div> <div style="color: red"><span style="color: #000000"><span style="color: #000000">The property is worth less than what is owed.</span></span></div> <div style="color: red"><span style="color: #000000"></span>&nbsp;</div> <div style="color: red"><strong><em>Short sale homeowner benefits</em></strong></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Avoid stress of foreclosure sale; honorable exit to a difficult situation.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Homeowners can typically live in the home until the new owner closes, giving time to make other living arrangements.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Foreclosure is postponed and collection calls will stop once a written, signed offer is received and approved.</span></span></div> </li> </ul> <div style="color: red"><span style="color: #000000"></span>&nbsp;</div> <div style="color: red; text-decoration: underline"><strong><em>Short Sale impacts</em></strong></div> <div style="color: red">&nbsp;</div> <div style="color: red"><strong><em>Homeowner impacts</em></div> </strong><span style="color: #000000"><span style="color: #000000"> <ul> <li> <div style="color: red"><span style="color: #000000">Credit report will state "paid off in full for less than full balance."</span></span></span></span></span><span style="color: #000000"><span style="color: #000000">Reestablishment of credit may be required to qualify for a new mortgage following a short sale.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">There may be tax implications.&nbsp; The homeowner should speak with their tax advisers about the tax implications of a short sale.</span></span></div> </li> </ul> <div style="color: red"><span style="color: #000000"></span>&nbsp;</div> <div style="color: red"><strong><em>What else homeowners should be aware of</em></strong></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Buyers cannot be anyone the homeowner has a close personal or business relationship with,including family and friends</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Homeowners are responsible for making their mortgage payments while the home is on the market.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Mortgages in bankruptcy require special consideration.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Homeowners should speak with their mortgage company to discuss their options.</span></div> </li> </ul> <div style="color: red">&nbsp;</div> <div style="color: red"><strong><em>What does the Sellers'&nbsp; REALTOR need to know</em></strong></div> <div style="color: red"><strong>Who would not be eligible buyers</strong></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Anyone with a close personal or business relationship to the homeowners; family, friends, neighbors.</span></span></div> </li> </ul> <div style="color: red"><strong>How to possibly reduce the time line</strong></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Notify the lender that is servicing the property as soon as the listing contract is signed.&nbsp; This allows the servicing company to complete the property valuation and borrower financial evaluation prior to receiving the offer.&nbsp; This significantly reduces the short sale decision time on a submitted offer.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Allow the appraiser timely access to the property</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Due to the complex nature of the sale, the process does not follow those of a typical real estate transaction</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"></span>&nbsp;</div> </li> </ul> <div style="color: red"><strong><em><span style="text-decoration: underline">What REALTORS need to know</span></em></strong></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #000000"><span style="color: #000000">A short sale approval is good for only 30 days</span></span></span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #000000"><span style="color: #000000">If the closing does not occur within 30 days:</span></span></span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #000000"><span style="color: #000000">The entire short sale package may need to be resubmitted with updated information, and/or the approval process may need to start over.</span></span></span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #000000">Buyer concessions must be approved </span>by the investor.</span></span></div> </li> </ul> <div style="color: red"><strong><em>Common Short Sale obstacles</em> <div>&nbsp;</div> <div>Unrealistic expectations</div> </strong></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Timeliness do not follow typical offer-to-close time line</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Price 'low ball' offers due to market conditions</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Excessive seller concessions and costs</span></span></div> </li> </ul> <div style="color: red"><span style="color: #000000"></span>&nbsp;</div> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #ff0000"><span style="color: #ff0000">Offer does not meet investor guidelines</span></span></span></span></div> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #ff0000"></span></span></span>&nbsp;</div> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #ff0000"><span style="color: #ff0000">Mortgage insurer requiring promissory note</span></span></span></span></div> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #ff0000"></span></span></span>&nbsp;</div> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #ff0000"><span style="color: #ff0000">Processing delays</span></span></span></span></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Valuation delays </span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">REALTOR and customer required documents missing or not signed and dated properly</span></span></div> </li> </ul> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #ff0000"><span style="color: #ff0000">Team not fully engaged</span></span></span></span></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Buyer's REALTOR working short sale without homeowner engaged.</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Buyer REALTOR often considered an unauthorized third </span></span></div> </li> </ul> <div style="color: red"><span style="color: #000000"><span style="color: #000000"><span style="color: #ff0000"><span style="color: #ff0000">What can derail lender approval?</span></span></span></span></div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Homeowners/sellers</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Refuse to sign investor required promissory note</span></span></div> </li> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Don't provide access to the property</span></span></div> </li> </ul> <div style="color: red">Junior lien holders</div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Will not approve transaction</span></span></div> </li> </ul> <div style="color: red">Buyers</div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Unable to secure financing</span></span></div> </li> </ul> <div style="color: red">Property</div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Unclear title</span></span></div> </li> </ul> <div style="color: red">Listing price</div> <ul> <li> <div style="color: red"><span style="color: #000000"><span style="color: #000000">Too high or too low - either not generating enough offers or creating offers which are too low.</span></span></span></div> </li> </ul><P><a href="http://nevada.choosewindermere.com/blog/2009/08/30/short-sales-what-everyone-needs-to-know" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/08/30/short-sales-what-everyone-needs-to-know#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/08/30/short-sales-what-everyone-needs-to-knowFri, 11 Sep 2009 13:25:00 GMThttp://nevada.choosewindermere.com/blog/2009/08/31/google-analytics-must-have<div><span style="font-size: 12pt">Looking for analytics to track data on your website?<br /> </span><br /> <img border="0" hspace="10" alt="" vspace="10" align="right" src="http://utah.choosewindermere.com/images/google-analytics-revamped.jpg" width="300" height="326" /></div> <div>&nbsp;</div> <div>All that a&nbsp;Windermere Platinum website user needs to do is create an account in Google,&nbsp;sign up for Google Analytics and paste a snippet of code into an appropriate field in your admin center. This is very easy to do…just go to <a href="http://www.google.com/analytics/">http://www.google.com/analytics/</a> and if you already have a Google account for some reason, just use it. If not just follow the steps for creating an account and you are on your way.</div> <div><br /> Once you have created an account, you can then sign up for Google Analytics. Just a few more steps…and you will be done!</div> <div><br /> Once signed up a small snippet of code wil be displayed. You will need to copy the account number within this script of code and insert it into the appropriate place in your admin center…which will activate it.<br /> </div> <div>[NOTE:&nbsp;Your Windermere Platinum Website has provided a manual to walk you through this whole process. Go into your admin center&gt;website&gt;website statistics&gt;Google Analytics. Also take note of the field where you will paste in your Google Analytics account number. Then click the "Update Analytics" button and you are good to go.]</div> <div><br /> After this process is completed, you will be able to log into your Google Analytics account from any Web browser and see up-to-the-minute real time statistics on everything you could ever want to know about your site visitors and their behavior. All kinds of charts and graphs and information.</div> <div><br /> This powerful Web-based statistics package was once a stand alone product and cost $100’s/month before Google bought it awhile back, and now makes it available to anyone for free.</div> <div><br /> Website statistics are highly useful if you have the ability to a) understand what they are saying about your site’s ability or lack of ability to convert visitors to clients, and b) they can be used to help create a strategic plan of action.</div> <p>&nbsp;</p><P><a href="http://nevada.choosewindermere.com/blog/2009/08/31/google-analytics-must-have" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/08/31/google-analytics-must-have#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/08/31/google-analytics-must-haveMon, 31 Aug 2009 12:43:00 GMThttp://nevada.choosewindermere.com/blog/2009/08/28/windermere-launches-a-new-marketing-plan<p><font face="Arial"><img border="0" hspace="10" alt="" vspace="10" align="right" src="http://windermeregivesback.com/images/3D_Movie.jpg" width="185" height="128" />Do you have a Marketing Plan for your Real Estate Business?</font></p> <p><font face="Arial">I am excited to announce that Windermere Services Nevada is now offering a Marketing Fulfillment session for all agents that would like to take a tour of all the Windermere Marketing tools that are available.&nbsp; </font></p> <div><font face="Arial">As Windermere's Marketing Director, I will meet with you one-on-one and take you through each step of all the Marketing Tools and show you how to incorporate these tools in your marketing plan. </font></div> <div>&nbsp;</div> <div>Some of the items we will cover are:&nbsp;</div> <ul> <li><font face="Arial">What does your marketing plan look like?</font></li> <li><font face="Arial">How to make the most out of marketing your farm</font></li> <li><font face="Arial">Do you have a SOI List?</font></li> <li><font face="Arial">Are you mailing marketing materials to your SOI?</font></li> <li><font face="Arial">Are you emailing the Windermere Report monthly?</font></li> <li><font face="Arial">Do you enhance all your listings with Realtor.com?</font></li> <li><font face="Arial">Do you use Windermere's Photo Gallery?</font></li> <li><font face="Arial">Do you have your Bio on all websites?</font></li> <li><font face="Arial">Referral Revenue Sources</font> </li> </ul> <div><font face="Arial"><img border="0" hspace="10" alt="" vspace="10" align="left" src="http://windermeregivesback.com/images/study_at_tafe_laptop.jpg" width="185" height="131" />According to NAR, 84% of consumers use the internet to view properties on line.&nbsp; Consumers are more educated and know exactly what they want and how much they want to spend for it.&nbsp; In today's market, the consumer is looking for an agent that is Technology savvy, educated,&nbsp;&nbsp; highly experienced and someone they can trust.&nbsp; </font></div> <p><font face="Arial">By looking at the Marketing methods available, you will learn how to market to your clients and gain their trust in you as the professional Windermere Agent that you are! </font></p> <font face="Arial"> <div align="center"><br /> To schedule a Marketing Fulfillment session call Deb at:<br /> 702-432-4600 or email <a href="&#109;&#97;&#105;&#108;&#116;&#111;&#58;&#110;&#118;&#109;&#97;&#114;&#107;&#101;&#116;&#105;&#110;&#103;&#64;&#119;&#105;&#110;&#100;&#101;&#114;&#109;&#101;&#114;&#101;&#46;&#99;&#111;&#109;">mailto:nvmarketing@windermere.com</a></div> <div align="center"></font>&nbsp;</div> <div align="center"><font face="Arial">Marketing will help your bottom line!&nbsp; So schedule yours today!</font> </div> <div>&nbsp;</div> <div>&nbsp;</div><P><a href="http://nevada.choosewindermere.com/blog/2009/08/28/windermere-launches-a-new-marketing-plan" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/08/28/windermere-launches-a-new-marketing-plan#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/08/28/windermere-launches-a-new-marketing-planFri, 28 Aug 2009 14:40:00 GMThttp://nevada.choosewindermere.com/blog/2009/06/19/prudential-california-ceo-joins-windermere-as-new-president<div align="justify"><span style="font-size: 10pt; line-height: 115%; font-family: 'Arial','sans-serif'">The New President of Windermere Exclusive Properties February 27th, 2009 Steve Rodgers, former President and CEO of Prudential California Realty, Southern California was named a partner and the new President of Windermere Exclusive Properties.</span> </div> <div align="justify">&nbsp;</div> <div align="justify"><img height="253" alt="" hspace="15" src="http://robynyates.com/images/steve-rodgers-head-shot1.jpg" width="150" align="right" vspace="15" border="0" /></div> <div align="justify"><span style="font-size: 10pt; line-height: 115%; font-family: 'Arial','sans-serif'">Rodgers, who was with Prudential for more than 14 years, spent the last few months researching the companies and cultures that best fit with his views for the future of real estate. He was honored to have been presented with career opportunities at numerous local, national and international real estate firms and franchises. </span> <div>&nbsp;</div> </div> <div align="justify"><span style="font-size: 10pt; line-height: 115%; font-family: 'Arial','sans-serif'">"There were many exciting and impressive people and meetings along the way to consider" said Rodgers. "But the partnership with Windermere Real Estate presents a unique opportunity for me to work with a more boutique, locally owned and operated firm. At Windermere, I can serve agents and consumers in a more personal and targeted way."</span></div> <div align="justify">&nbsp;</div> <div align="justify"><span style="font-size: 10pt; line-height: 115%; font-family: 'Arial','sans-serif'">Windermere agents enjoy the less corporate atmosphere and consumer centric focus of their San Diego offices. The branches are locally run and provide agents with exceptional support and training.</span> <div>&nbsp;</div> <div><span style="font-size: 10pt"><span style="color: #000080"><span style="color: #000080"><span style="color: #0000ff"><span style="color: #0000ff">...(Continued)...</div></div><P><a href="http://nevada.choosewindermere.com/blog/2009/06/19/prudential-california-ceo-joins-windermere-as-new-president" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/06/19/prudential-california-ceo-joins-windermere-as-new-president#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/06/19/prudential-california-ceo-joins-windermere-as-new-presidentFri, 19 Jun 2009 09:41:00 GMThttp://nevada.choosewindermere.com/blog/2009/06/17/a-special-message-from-robyn-yates<div style="font-size: 14pt" align="justify"><span style="font-family: Arial">Committed, Creative, Visionary</span></div> <div align="justify">&nbsp;</div> <div align="justify"><span style="font-family: Arial">These are words to describe your Windermere Leadership.&nbsp;It is a time of challenge in our industry and in our country.&nbsp;Today is the day to stick together and to work as a team to create solutions.&nbsp;In our Windermere Family we are committed to each of you and your business.&nbsp;You can count on Windermere to lead you and the community.&nbsp;</span>&nbsp;&nbsp;</div> <p align="justify"><span style="font-size: 14pt; font-family: Arial">Remarkable, Inspired and Principled<span style="font-family: Arial"><em></em></span></span></p> <div align="center"><font face="Arial"><em> <div><br /> </div> <div>Shirley Brass:&nbsp;</div> <p class="MsoNormal"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">Windermere is dedicated to honest, ethical and professional service. Windermere offers the best tools to the best people and gets out of their way, and Shirley is proud to be a member of the Windermere family. With State of the Art technology, as seen on Windermere.com, as well as their extensive marketing technology, Windermere is dedicated in meeting your Real Estate expectations. This technology combined with educated and skilled agents like Shirley Brass, you can rest assure that you are in good hands throughout your Real Estate experience<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;"><o:p>&nbsp;</o:p></span></p> <p class="MsoNormal"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">Steven Carns:<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">"I have always recommended customers choose their real estate agent and brokerage carefully," says Steve. "It is interesting upon my return to Southern Nevada that I found myself in the same position of making a very difficult choice of brokerage firm with which to associate. Then, I discovered Windermere and my difficult decision became an obvious choice." <o:p></o:p></span></p> <div>A previous Southern Nevada resident, Steve comes to Windermere as an experienced real estate professional from the highly competitive luxury market in Sarasota, Florida. There he enjoyed significant success with the local Prudential and Sotheby's affiliates. Upon returning to the Las Vegas valley in 2007, Steve began an exhaustive search for a firm that could not only meet his high standards of quality and integrity, but one with the vision and leadership to drive toward the future of real estate, not just react to the realities of the past. "There are a lot of great real estate companies in this market to choose from, but they are not all the same. When I walked through Windermere's front door, I instantly knew it was different. I knew Windermere was the firm where I could best serve the needs of my clients. I had taken a hard look at many of the area's finest companies. I found no other company could match Windermere's level of technology, marketing, agents and client satisfaction. We are definitely raising the bar for real estate brokerages in Southern Nevada."</div> <div><br /> </div> <p class="MsoNormal"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">Ed Haendel:<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">"I am proud to be and agent for Windermere Prestige Properties. Windermere focus the highest ethical standards and integrity are unparalled. As a Windermere agent, your complete satisfaction is my number one goal."<o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;"><o:p>&nbsp;</o:p></span></p> <p class="MsoNormal"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">Helene Moore:&nbsp;</span></p> <div>&nbsp;With all of Helene's personal and professional skills and the technology and marketing tools that Windermere adds to her arsenal, the relationship is one that is sound, professional and long-lasting. Helene has found her "real estate" home with Windermere and is proud to be a member of the Windermere family.&nbsp;</div> <div><br /> </div> </em></font></div> <div align="justify"><span style="font-family: Arial"><br /> Windermere Real Estate is committed to each of you and to our Truth's and Vision.&nbsp;We are collectively creating the Real Estate company that the community looks to as the most professional with the most productive and respected Real Estate professionals.&nbsp;&nbsp; It is our expectation, vision and goal to always be the leader and provide the most up to date technology and marketing solutions.&nbsp;All of this while serving the community.&nbsp;</span> </div> <div align="justify">&nbsp;</div> <div align="justify"><span style="font-family: Arial">Windermere Real Estate has grown from a small office in Green Valley of fourteen agents to over two hundred agents in five years.&nbsp;More importantly our growth has been focused not on numbers of agents, but on the most respected and professional agents in the community.&nbsp;In other words, this is a company based on Quality people not just numbers.&nbsp;You won't see Windermere trying to get the most number of agents.&nbsp;Rather, our goal is to attract the best agents through the law of attraction and ensure through our collective commitment that every Windermere agent is highly successful.&nbsp;&nbsp; </span></div> <div align="justify">&nbsp;</div> <div align="justify"><span style="font-family: Arial"><em>We are inspired to keep striving to provide you with the absolute best resources.&nbsp;We are committed to you and ask for your commitment to us.&nbsp;By being engaged with us you are ensuring your success.</em>&nbsp;&nbsp; </span></div> <div align="justify">&nbsp;</div> <div align="center"><span style="font-family: Arial"><span style="font-size: 12pt"><span style="font-size: 14pt; font-family: Arial"><span style="color: #800000"><span style="color: #800000">What You Should&nbsp;Know If You're Considering&nbsp;<br /> Making a Change to a New Brokerage</span></span></span></span></span></div> <div align="justify">&nbsp;</div> <div align="center"><a href="http://nevada.choosewindermere.com/docs/Questions%20to%20Consider%20Before%20Changing%20to%20a%20New%20Broker.pdf" target="_blank">Click Here</a></div> <div>&nbsp;</div> <div>&nbsp;</div> <div align="center"><span style="font-family: Arial"><strong><span style="font-family: Comic Sans MS"><span style="font-family: "><strong style="font-size: 12pt; font-family: Arial">To lead the field in our industry today takes specific&nbsp;tools<br /> in your toolbox that are unique and exclusive!</strong></span></span> </strong></span></div> <strong> <div align="center">&nbsp;</div> </strong> <div align="justify"><span style="font-family: Arial"><strong><em>Platinum Web site</em></strong></span></div> <strong> </strong> <div align="justify"><span style="font-family: Arial"><img height="98" alt="" hspace="5" src="http://robynyates.com/images/home_page_site_background.jpg" width="100" align="left" vspace="5" border="0" />The exclusive Windermere tool, your platinum website puts you in control - you control your own content, links, searches, offerings and photos that your visitors will experience. Innovative products will make you look good.&nbsp;</span> </div> <div align="justify">&nbsp;</div> <div align="justify"><span style="font-family: Arial">Unsurpassed Built-in lead generation - Multiple reasons for visitors to contact you, with calls to action. You are <em>always</em> the primary contact! </span> <div>&nbsp;</div> </div> <p align="center"><span style="font-family: Arial"><a href="http://nevada.choosewindermere.com/docs/flyer-platinum-windermere.pdf" target="_blank"><span style="font-family: Arial">Click Here for Platinum Website Brochure</span></a></span></p> <div align="justify"><span style="font-family: Arial"><strong><em>Mobile Agent</em> </strong></span></div> <strong> </strong> <div align="justify"><span style="font-family: Arial"><img height="85" alt="" hspace="5" src="http://robynyates.com/images/mobileagent.jpg" width="100" align="left" vspace="5" border="0" />The exclusive Windermere tool, the evolution in real estate information access is here with&nbsp;Mobile Agent, the industry's first consumer mobile search tool for real estate.&nbsp;Mobile Agent&nbsp;takes home searching to the next level. It allows the consumer to go mobile and puts the agent in their hand.</span> <div>&nbsp;</div> <div>&nbsp;</div> </div> <p align="center"><span style="font-family: Arial"><a href="http://nevada.choosewindermere.com/index.cfm/page/41024/parent/41000/Mobile_Agent.html" target="_blank"><span style="font-family: Arial">Click Here for Mobile Agent&nbsp;Brochure</span></a></span>&nbsp;</p> <div align="justify"><span style="font-family: Arial"><strong><em>Internet Concierge Program</em></strong></span></div> <strong> </strong> <div align="justify"><span style="font-family: Arial"><img height="62" alt="" hspace="5" src="http://robynyates.com/images/syndi.jpg" width="100" align="left" vspace="5" border="0" />Windermere's complimentary Internet concierge program provides you with the tools and resources to generate more leads, clients, prospects and exposure by using the largest syndication network available!&nbsp;</span></div> <div align="justify">&nbsp;</div> <div align="justify"><span style="font-family: Arial">With the highest number of syndication partners available and more being included all the time, Windermere's Internet Concierge Program provides you with a competitive edge above other real estate professionals.&nbsp; Syndication gives you an advantage that is clear to sellers, encouraging them to list with you.</span> <div>&nbsp;</div> </div> <p align="center"><span style="font-family: Arial"><a href="http://nevada.choosewindermere.com/docs/Windermere%20Syndication.pdf" target="_blank"><span style="font-family: Arial">Click Here for Internet Concierge Brochure</span></a></span></p> <div align="justify"><span style="font-family: Arial"><strong><em>Relocation Department&nbsp;</em></strong></span></div> <strong> </strong> <div align="justify"><span style="font-family: Arial"><img height="93" alt="" hspace="5" src="http://robynyates.com/images/LeadingRE.jpg" width="100" align="left" vspace="5" border="0" />Leading Real Estate Companies of the World&#174;&nbsp;is a global network of nearly 700 premier real estate firms with 5,500 offices and 170,000 sales associates in 38 countries around the world.&nbsp;<br /> <br /> Collectively, this group has sold over 1.2 million homes worth $370 billion in 2007, more than any national real estate brand. LeadingRE dominates the United States list of top 500 real estate firms, with more of the Number One market leaders in the top 90 markets than any network.&nbsp;</span> <div>&nbsp;</div> <div>&nbsp;</div> </div> <div align="justify"><span style="font-family: Arial"><strong><em>On Site Builder Relationships</em></strong></span></div> <strong> </strong> <div align="justify"><span style="font-family: Arial"><img height="34" alt="" hspace="5" src="http://robynyates.com/images/toll.jpg" width="150" align="left" vspace="5" border="0" />Windermere has recently earned the exclusive listing rights for Toll Brothers, a semi-custom builder in Las Vegas. Toll Brothers selected Windermere for the caliber of its agents, their professional reputation and Windermere's unsurpassed technology and marketing tools.&nbsp;</span> <div>&nbsp;</div> </div> <div align="justify">&nbsp;</div> <div style="font-size: 14pt" align="center">Windermere Quarterly Event June 23rd at </div> <div style="font-size: 14pt" align="center">Red Rock Country Club: "Unraveling the Mysterys"</div> <div style="font-size: 14pt" align="center">&nbsp;</div> <div style="font-size: 14pt" align="center"><span style="font-size: 12pt">Key Note Speaker </span></div> <div style="font-size: 14pt" align="center">&nbsp;</div> <div style="font-size: 14pt" align="center"><img height="130" alt="" src="http://robynyates.com/images/fanning.jpg" width="99" align="center" border="0" /></div> <div style="font-size: 14pt" align="center">&nbsp;</div> <div style="font-size: 10pt" align="center"><span style="font-size: 12pt">Michael Fanning<br /> Windermere Services Seattle</span></div> <div align="justify">&nbsp;</div> <div align="center"><a href="http://nevada.choosewindermere.com/docs/June%20Quarterly%20Event%20062309.pdf" target="_blank">Click Here for the Unraveling the Mysterys Flyer&nbsp;</a></div> <div align="center">&nbsp;</div> <span style="font-family: Arial"> <div align="justify"><br /> As we continue to lead in Technology &amp; Marketing tools many company's look to us for their solutions. This is why we share just a few tools with you today. For a complete overview please contact any of your Windermere Leadership Team. <em>(Click on any of the Leadership names below for their profile)</em></div> <div align="center"><span style="font-family: Arial"><br /> <a href="http://www.windermere.com/index.cfm?fuseaction=agentOffice.AgentDetail&amp;agentMetauser_ID=55380" target="_blank"><span style="font-size: 12pt">Stephen Redman</span></a><span style="font-size: 12pt"> &amp; </span><a href="http://www.windermere.com/index.cfm?fuseaction=agentOffice.AgentDetail&amp;agentMetauser_ID=81407" target="_blank"><span style="font-size: 12pt">Di Redman</span></a></span></div> <div align="center">&nbsp;</div> <div align="center"><span style="font-family: Arial"><a href="http://nevada.choosewindermere.com/index.cfm/page/41012/parent/40999/Dennis_Yates_-_President,_Windermere_Services_Nevada.html" target="_blank"><span style="font-family: Arial"><span style="font-size: 12pt">Dennis Yates</span></span></a><span style="font-size: 12pt">&nbsp;&amp; </span><a href="http://nevada.choosewindermere.com/index.cfm/page/41013/parent/40999/Robyn_Yates_-_Vice_President,_Windermere_Services_Nevada.html" target="_blank"><span style="font-size: 12pt">Robyn Yates</span></a></span></div> <div align="center">&nbsp;</div> <div align="center"><span style="font-family: Arial"><a href="http://nevada.choosewindermere.com/index.cfm/page/41015/parent/40999/Jeff_Brick_-_Director_of_Attraction.html" target="_blank"><span style="font-family: Arial"><span style="font-size: 12pt">Jeff Brick</span></span></a></span><span style="font-family: Arial"><br /> <br /> <a href="http://nevada.choosewindermere.com/index.cfm/page/41016/parent/40999/Veronica_Richards_-_Director_of_Career_Development.html" target="_blank"><span style="font-size: 12pt">Veronica Richards</span></a></span> <div>&nbsp;</div> </div> <div align="center"><span style="font-family: Arial"><a href="http://nevada.choosewindermere.com/index.cfm/page/47637/parent/40999/Deb_Shields_-_Director_of_Marketing.html" target="_blank"><span style="font-family: Arial"><span style="font-size: 12pt">Deb Shields</span></span></a></span> <div>&nbsp;</div> </div> <div align="justify"><span style="font-family: Arial">Windermere Real Estate is the leading residential real estate network in the West with more than 325 offices and 8,500 associates serving neighborhoods in Arizona, California, Hawaii, Idaho, Montana, Nevada, Oregon, Utah, Wyoming, Washington and British Columbia. Windermere has been consistently ranked as the largest regional real estate brand in the western United States by REAL Trends, a primary source of industry data. Windermere has a proud heritage of serving communities by way of the Windermere Foundation, which provides funding to social service agencies that offer housing and services to low-income and homeless children and families. Windermere's Web site, <a href="http://www.windermere.com/">Windermere.com</a>, receives over 2 million unique visits per month, and is regarded as one of the leading real estate sites in the country in terms of customer usability. In 2006, Windermere was selected as an Official Honoree of the 10th Annual Webby Awards based on excellence in Web site content, design, functionality and overall experience. </span></div> <p align="justify">&nbsp;</p> </span><P><a href="http://nevada.choosewindermere.com/blog/2009/06/17/a-special-message-from-robyn-yates" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/06/17/a-special-message-from-robyn-yates#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/06/17/a-special-message-from-robyn-yatesWed, 17 Jun 2009 13:19:00 GMThttp://nevada.choosewindermere.com/blog/2009/06/11/windermere-new-email-system-info<div align="justify"><strong><span style="font-size: 14pt; font-family: 'Arial','sans-serif'">When will my e-mail be migrated over?</span></strong> <span style="font-family: 'Arial','sans-serif'"><img height="122" alt="" hspace="5" src="http://utah.choosewindermere.com/images/email.jpg" width="125" align="right" vspace="5" border="0" /></span> <div><span style="font-family: 'Arial','sans-serif'">Between June 1 and July 31, 2009, we will transition all associates with a Windermere.com email address to a new email system.</span></div> </div> <p style="margin: 0in 0in 0pt" align="justify">&nbsp;</p> <p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: 'Arial','sans-serif'">Windermere Email Accounts will be migrated on an individual basis. <br /> We will not be migrating whole offices at a time.</span></p> <p style="margin: 0in 0in 0pt" align="justify">&nbsp;</p> <p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: 'Arial','sans-serif'">We will no longer be publishing a schedule of associates with their migration date. &nbsp;All associates will receive at least 2 notifications prior to migration with notice about their upcoming migration. </span></p> <div style="margin: 0in 0in 0pt" align="justify">&nbsp;<br /> </div> <div style="margin: 0in 0in 0pt" align="justify">&nbsp;</div> <div style="margin: 0in 0in 0pt" align="justify"><strong><span style="font-size: 14pt; font-family: 'Arial','sans-serif'">Why a new e-mail system?</span></strong> <span style="font-size: 14pt; font-family: 'Arial','sans-serif'"><br /> </span><span style="font-family: 'Arial','sans-serif'"><img height="97" alt="" hspace="5" src="http://utah.choosewindermere.com/images/why-blog.jpg" width="125" align="right" vspace="5" border="0" />Email is consistently cited as the most important tool you use as part of your business. In order to ensure that you have the most current and scalable email, Windermere will be migrating our current webmail email system to an upgraded system offering you the advanced features you need to succeed in today's market.<br /> <br /> <br /> <br /> </span><strong><span style="font-size: 14pt; font-family: 'Arial','sans-serif'">What improvements come with the new system?<br /> </span></strong><span style="font-family: 'Arial','sans-serif'">The new system is vastly superior to the current Windermere email system. Some of the upgraded features include:</span></div> <span style="font-family: 'Arial','sans-serif'"> <p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: Symbol"><img height="171" alt="" hspace="5" src="http://utah.choosewindermere.com/images/pic_women_professional.jpg" width="125" align="right" vspace="5" border="0" /></span><br /> <em>&nbsp;&nbsp;&nbsp; 1. Access email anytime, anywhere - from the office, at home or on the road.</em></span></p> <p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: 'Arial','sans-serif'"><em>&nbsp;&nbsp; 2. Email, contacts, calendars and tasks can be automatically synchronized between the web and Outlook. Changes made at one location, are available in all.</em></span></p> <p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: 'Arial','sans-serif'"><em>&nbsp;&nbsp; 3. Increased storage capacity equal to 10GB per account (compared to 50MB with our current vendor).</em></span></p> <p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: 'Arial','sans-serif'"><em>&nbsp;&nbsp; 4. Share your calendar with other associates using the new system.</em></span></p> <p style="margin-top: 0in; margin-bottom: 0pt; margin-right: 0in" align="justify"><span style="font-family: 'Arial','sans-serif'"><em>&nbsp;&nbsp; 5. Mobile synching with BlackBerry, Windows Mobile and iPhone* at no extra charge.</em></span></p> <span style="font-family: 'Arial','sans-serif'"> <p style="margin: 0in 0in 0pt" align="justify"><br /> ...(Continued)...</p><P><a href="http://nevada.choosewindermere.com/blog/2009/06/11/windermere-new-email-system-info" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/06/11/windermere-new-email-system-info#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/06/11/windermere-new-email-system-infoThu, 11 Jun 2009 20:01:00 GMThttp://nevada.choosewindermere.com/blog/2009/06/04/short-sale-lender-submission-processing-guide-for-windermere-agents<div style="margin: 0in 0in 0pt" align="justify"> <div><strong>SHORT SALE SUBMISSION REQUIREMENTS BY LENDER</strong></div> <div>&nbsp;</div> </div> <p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: Arial"><img height="286" alt="" hspace="10" src="http://utah.choosewindermere.com/images/shortsalessuccess.jpg" width="290" align="right" vspace="10" border="0" />Many Mortgage Companies and Servicing Institutions have their own unique requirements when it comes to Short Sale requests from borrowers. Select from the list below to see the general requirements of the lender/ servicer. <br /> We have included downloadable forms and documents for those lender or servicers that require special forms and documents to be completed by the borrower. Certain of the forms and documents we have available have been scanned and the quality of the image may not be of good quality.</span></p> <p style="margin: 0in 0in 0pt" align="justify">&nbsp;</p> <div style="margin: 0in 0in 0pt" align="justify"><span style="font-family: Arial"><strong>ABOUT US THE COMPANY</strong><br /> <a href="http://www.mresolution.com">www.mresolution.com</a> <br /> <br /> Mortgage Resolution Services, Inc. provides a full range of services to the real estate community, all designed to support the efforts of brokers and agents working with homeowners overburdened with mortgage debt. As market conditions become more challenging and mortgage delinquencies increase, Mortgage Resolution Services, Inc. can help. By providing education, coaching and a comprehensive short sale processing service, Mortgage Resolution Services, Inc. is ready to help real estate professionals who are seeking to adjust their business plan to account for current market conditions.</span></div> <p style="margin: 0in 0in 0pt" align="justify">&nbsp;</p> <div style="margin: 0in 0in 0pt" align="justify"><span style="font-family: Arial"><strong>SHORT SALE PROCESSING</strong>&nbsp;<br /> <br /> As pre-foreclosure and foreclosure numbers continue to run at very high levels, we can show you how to find homeowners who need your help. <br /> For those of you who would like to keep in touch with your "regular" real estate business and who want to avoid getting gobbled up by the demands of handling the processing of short sale files we have a solution. Mortgage Resolution Services, Inc. can handle the short sale processing and negotiating tasks on your short sale files. <br /> You keep the client, you take care of the real estate side of the transaction and we will do the heavy lifting with the mortgage lenders and their loss mitigation departments. <br /> Even before you ever take this listing, we can let you know if you have a short sale transaction that will likely be approved. <br /> As an agent all you have to sell is your time and your expertise. Mortgage Resolution Services, Inc. can help by confirming you have an approvable short sale so you don't waste time on a transaction that will likely be declined and we can remove the day-to-day burden of chasing down loss mitigators.</span></div> <div style="margin: 0in 0in 0pt" align="justify">&nbsp;</div> <div style="margin: 0in 0in 0pt" align="center">...(Continued)...</div><P><a href="http://nevada.choosewindermere.com/blog/2009/06/04/short-sale-lender-submission-processing-guide-for-windermere-agents" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/06/04/short-sale-lender-submission-processing-guide-for-windermere-agents#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/06/04/short-sale-lender-submission-processing-guide-for-windermere-agentsThu, 04 Jun 2009 16:49:00 GMThttp://nevada.choosewindermere.com/blog/2009/05/27/las-vegas-obama-signs-measures-to-help-with-troubled-mortgages<div class="MsoNormal"><font face="Arial" size="2"><span style="font-size: 10pt; font-family: Arial"> <p><strong></strong>&nbsp;</p> <p><span style="font-family: Arial">President Obama today enacted two measures that provide incentives for lenders and loan servicers to make troubled mortgages more affordable. The legislation also streamlines Hope for Homeowners, a government program to refinance &#239;&#191;&#189;underwater&#239;&#191;&#189; loans that so far has helped few distressed borrowers.&nbsp; Obama said the bills also require banks to honor existing leases on foreclosed properties, and provide $2.2 billion to help homeless families. In addition, the measures give federal investigators more tools to crack down on mortgage and commodity fraud.</span></p> <p><span style="font-family: Arial">&#239;&#191;&#189;I believe we&#239;&#191;&#189;re moving in the right direction, but I want to remind everybody that it took many years and many failures to get us here, and it&#239;&#191;&#189;s going to take some time to get us out,&#239;&#191;&#189; Obama said. &#239;&#191;&#189;The stock market will rise and fall. The job market has taken a beating and won&#239;&#191;&#189;t be back immediately. The housing market still has a long way to go. But I&#239;&#191;&#189;m confident we will get there.&#239;&#191;&#189;&nbsp; As the details of the measure are released I will keep you informed to what this means for Nevadans</span></p> <p>&nbsp;</p> </span></font></div><P><a href="http://nevada.choosewindermere.com/blog/2009/05/27/las-vegas-obama-signs-measures-to-help-with-troubled-mortgages" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/05/27/las-vegas-obama-signs-measures-to-help-with-troubled-mortgages#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/05/27/las-vegas-obama-signs-measures-to-help-with-troubled-mortgagesWed, 27 May 2009 22:11:00 GMThttp://nevada.choosewindermere.com/blog/2009/05/14/listen-up-las-vegas-use-your-8000-tax-credit-as-your-down-payment<p align="center"><span style="font-size: 14pt; font-family: Arial">National Association of Realtors Applauds Use of First Time Homebuyer Tax Credit as Real Estate Down payment</span></p> <p align="center"><strong><em><span style="font-family: Arial">Use $8,000 Tax Credit as Real Estate Down Payment</span><span style="font-family: Arial">. National Association of Realtors is Optimistic </span></em></strong></p> <p align="justify"><span style="font-family: Arial">By Sylvia Cochran </span></p> <p align="justify"><span style="font-family: Arial"><img height="342" alt="" hspace="10" src="http://utah.choosewindermere.com/images/tax_relief.jpg" width="275" align="right" vspace="10" border="0" />Today the National Association of Realtors comments on the change in the rules that allows the $8,000 tax credit to be used as a down payment for a real estate purchase. </span></p> <p align="justify"><span style="font-family: Arial">$8,000 Tax Credit May Be Used For Real Estate Down Payment </span></p> <p align="justify"><span style="font-family: Arial">The good news the National Association of Realtors was clamoring for, came in the form of an announcement from Shaun Donovan of the U.S. Department of Housing and Urban Development (HUD). The <a title="http://www.realtor.org/press_room/news_releases/2009/05/re_summit?lid=ronav0019" href="http://www.realtor.org/press_room/news_releases/2009/05/re_summit?lid=ronav0019">association's website</a> reports that the FHA has given the green light to lenders for a change in the real estate down payment rules. </span></p> <p align="justify"><span style="font-family: Arial">The National Association of Realtors states that the $8,000 tax credit that home buyers would normally be able to apply for during their tax preparation may now actually be applied toward the down payment of the real estate purchase. A specially designed loan vehicle "pays forward" the tax credit and thus the real estate buyer borrows the funds for the down payment. </span></p> <p align="justify"><span style="font-family: Arial">In the past, the use of borrowed funds for a real estate transaction was considered an unacceptable practice. Today, it might be the little extra nudge otherwise qualified real estate buyers require to make their dream of homeownership a reality. </span></p> <p align="justify"><span style="font-family: Arial">First Time Homebuyer Tax Credit as Real Estate Down Payment is Not a New Idea </span></p> <p align="justify"><span style="font-family: Arial">The US News <a title="http://www.usnews.com/blogs/the-home-front/2009/03/30/the-first-time-home-buyer-tax-credit-and-your-down-payment.html" href="http://www.usnews.com/blogs/the-home-front/2009/03/30/the-first-time-home-buyer-tax-credit-and-your-down-payment.html">Home Front Blog</a> reported that already in January of this year, the state of Missouri was allowing the first time homebuyer tax credit to be turned into a down payment on a piece of real estate. The Missouri Housing Development Commission (MHDC) discovered a way of writing a second loan of up to 6% of the home purchase price, which would then later on be paid off with the first time homebuyer tax credit that is valued at 10% of the purchase price. </span></p> <p align="justify"><span style="font-family: Arial">Consumers who repay the down payment loan will not be charged interest but instead only a processing fee. Those who fail to repay when they receive the first time homebuyer tax credit see their down payment loan funneled into a 10 year loan that is repaid - with interest - over a decade. </span></p> <p align="justify"><span style="font-family: Arial">Is it time for the National Association of Realtors to rejoice nationwide? </span></p> <p><span style="font-family: Arial">Sources </span></p> <p><span style="font-family: Arial"><a title="http://www.bizjournals.com/atlanta/stories/2009/05/11/daily37.html" href="http://www.bizjournals.com/atlanta/stories/2009/05/11/daily37.html">http://www.bizjournals.com/atlanta/stories/2009/05/11/daily37.html</a>; <a title="http://www.realtor.org/press_room/news_releases/2009/05/re_summit?lid=ronav0019" href="http://www.realtor.org/press_room/news_releases/2009/05/re_summit?lid=ronav0019">http://www.realtor.org/press_room/news_releases/2009/05/re_summit?lid=ronav0019</a>; <a title="http://www.usnews.com/blogs/the-home-front/2009/03/30/the-first-time-home-buyer-tax-credit-and-your-down-payment.html" href="http://www.usnews.com/blogs/the-home-front/2009/03/30/the-first-time-home-buyer-tax-credit-and-your-down-payment.html">http://www.usnews.com/blogs/the-home-front/2009/03/30/the-first-time-home-buyer-tax-credit-and-your-down-payment.html</a> </span></p> <p><span style="font-family: Arial">More resources </span></p> <p><span style="font-family: Arial"><a href="http://www.bizjournals.com/atlanta/stories/2009/05/11/daily37.html">http://www.bizjournals.com/atlanta/stories/2009/05/11/daily37.html</a> &nbsp;</span></p><P><a href="http://nevada.choosewindermere.com/blog/2009/05/14/listen-up-las-vegas-use-your-8000-tax-credit-as-your-down-payment" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/05/14/listen-up-las-vegas-use-your-8000-tax-credit-as-your-down-payment#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/05/14/listen-up-las-vegas-use-your-8000-tax-credit-as-your-down-paymentThu, 14 May 2009 10:53:00 GMThttp://nevada.choosewindermere.com/blog/2009/05/08/las-vegas-listing-inventory-shrinks<p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: Arial">Las Vegas Inventory shrunk to nearly 18,000 resale units through the end of April. Inventory levels were down 22.2% compared to the same week of the prior year. </span></p> <p style="margin: 0in 0in 0pt" align="justify">&nbsp;</p> <p style="margin: 0in 0in 0pt" align="justify"><span style="font-family: Arial">In April, closings were 98% of the listing price. Homes that were listed and sold in less than 30 days sold for 101% of the listed price. Forty-six percent of the properties listed are selling for 101% of list price and closing in 30 days or less. This is an indicator that the majority of homes are priced at fair market value. </span></p> <p style="margin: 0in 0in 0pt" align="justify">&nbsp;</p> <div style="margin: 0in 0in 0pt" align="justify"><span style="font-family: Arial">Agents are seeing multiple offers on properties with curb appeal that are surfacing on the market. First-time homebuyers are realizing their dream of homeownership. Investors are taking advantage of the low prices and placing cash offers on properties that they hope will turn a profit. Short Sales (loans on properties that are higher than the current market value) are getting bank approvals faster and closing escrow.</span> <div>&nbsp;</div> <div align="center"><strong>NEW MONTHLY LISTINGS YEAR-TO-DATE</strong></div> <div align="center">&nbsp;</div> <div align="center">&nbsp;</div> <div align="center"><img height="237" alt="" src="http://nevada.choosewindermere.com/images/Chart.jpg" width="410" align="center" border="0" /></div> <div>&nbsp;</div> <div>&nbsp;</div> </div><P><a href="http://nevada.choosewindermere.com/blog/2009/05/08/las-vegas-listing-inventory-shrinks" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/05/08/las-vegas-listing-inventory-shrinks#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/05/08/las-vegas-listing-inventory-shrinksFri, 08 May 2009 16:05:00 GMThttp://nevada.choosewindermere.com/blog/2009/05/04/4-ways-to-court-international-investors<p align="justify"><span style="font-family: Arial"><img src="http://nevada.choosewindermere.com/images/flags_globe.jpg" width="274" align="right" alt="" />The dollar’s plunge against many foreign currencies, along with softening real estate prices, have made U.S. properties extremely attractive to overseas buyers. Here are four ways to tap into this expanding market:<br /> <br /> 1. <strong>Join the club.</strong>&nbsp;Immigrants and foreign nationals often join social groups to connect with people like themselves. For instance, there’s a Canadian Club of Chicago, a Canadian Club of Washington, D.C., and a Canadian Association of New York. Looking to work with buyers from France? Try the Alliance Fran&#231;aise in Washington, D.C. Wherever you are, find clubs that bring together people from around the world, and begin networking to generate referrals from overseas friends and relatives of local members.<br /> <br /> 2. <strong>Partner up.</strong>&nbsp;You may be able to find eager international buyers by teaming up with other professionals who’ve already built relationships with them. Search your area for attorneys, CPAs, and other professionals who work with international buyers. Interview them to determine their level of expertise and professionalism, and if they’re smart and capable, ask if they’re willing to send and receive referrals to overseas buyers.<br /> <br /> 3. <strong>Work the Web.</strong>&nbsp;Allow international investors to search for properties in their native language right from your Web site. How? Contact your state association first, because some, like Florida, offer the service to members. If your local association doesn’t offer that service, hook up with a capable Webmaster who can upgrade your site to allow foreign-language searches.&nbsp;<br /> <br /> Also, make sure your advertising directs foreign buyers to a Web page that’s geared specifically to them. If you advertise in, say, Paris, include the address for a Web site that you’ve created exclusively for French-speaking visitors. Or put a French flag prominently on your Web page with a link that says, “View this page in French.” That helps international buyers feel as though you understand them and allows you to track responses to your ads.&nbsp;<br /> <br /> And be sure your Web content incorporates the local dialect. Find an expert translator who can translate precisely and use common phrases and idioms familiar to buyers in their language.&nbsp;<br /> <br /> 4. <strong>Ask for help.</strong>&nbsp;Treat international buyers no differently than you’d treat U.S. buyers—ask them for referrals. Also, get their opinions on the best places to advertise for buyers in their area, and ask if they’d be willing to make in-person introductions to brokers from their country with whom you can build a professional relationship.</span></p><P><a href="http://nevada.choosewindermere.com/blog/2009/05/04/4-ways-to-court-international-investors" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/05/04/4-ways-to-court-international-investors#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/05/04/4-ways-to-court-international-investorsMon, 04 May 2009 17:05:00 GMThttp://nevada.choosewindermere.com/blog/2009/04/15/slight-help-for-underwater-homes-las-vegas<p><span>6 companies to get $9.9B under mortgage program</span> <br /> </p> <p><span>If you are more than 5% under water in your house(s) the Federal money going to banks won't apply to you. &nbsp;Those of us who are 25%, 50% or more under water&nbsp; will have to find our own ways of lowering the principal.</span> <br /> </p> <p>What can you do?<span>&nbsp;&nbsp; Sue the Banks for predatory lending. &nbsp;Sue the Banks for violations of TILA and RESPA. &nbsp;Sue the Banks for appraisal fraud - if you can prove any of the above. Stop paying your mortgage - let .em have it back.&nbsp;File for a Chapter 13 Bankruptcy - if you have income.&nbsp;File for a Chapter 7 if you don't. &nbsp;</span> <br /> </p> <p>It's only rational. <br /> </p> <p><span><a href="http://news.yahoo.com/s/ap/20090415/ap_on_bi_ge/bailout_mortgages">To read more about the $9.9B mortgage program, go here. </a></span></p><P><a href="http://nevada.choosewindermere.com/blog/2009/04/15/slight-help-for-underwater-homes-las-vegas" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/04/15/slight-help-for-underwater-homes-las-vegas#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/04/15/slight-help-for-underwater-homes-las-vegasWed, 15 Apr 2009 16:47:00 GMThttp://nevada.choosewindermere.com/blog/2009/04/15/marco-polo-marco-polo<p><span>Governments and Governmental Systems come and Go but </span><br /> </p> <p><span>Good Merchants are here to Stay.</span> <br /> </p> <p><span>Real Estate agents are Merchants.&nbsp;While Real Estate Agents may not sell 'retail' goods,</span><br /> </p> <p><span>they do sell what people want to buy. &nbsp;</span> <br /> </p> <div><span>The following article shows the power and endurance of the Mercantile Spirit as explained by way of Marco Polo and his family.</span> </div> <div>&nbsp;</div> <div>What I learned From Marco Polo and the Current Economic Crisis.</div> <div>&nbsp;</div> <div><a href="blog.villagehatshop.com/2009/04/what-i-learned-from-marco-polo-that-applies-to-the-current-economic-crisis.html"></a><a href="http://blog.villagehatshop.com/2009/04/what-i-learned-from-marco-polo-that-applies-to-the-current-economic-crisis.html">Go Here To Read On </a><br /> </div><P><a href="http://nevada.choosewindermere.com/blog/2009/04/15/marco-polo-marco-polo" target="_blank">Permalink</a> | <a href="http://nevada.choosewindermere.com/blog/2009/04/15/marco-polo-marco-polo#comments" target="_blank">Comments</a></P>http://nevada.choosewindermere.com/blog/2009/04/15/marco-polo-marco-poloWed, 15 Apr 2009 12:25:00 GMT